Website Terms and Conditions Policy

1. Introduction and Acceptance of Terms

These Terms and Conditions ("Terms") govern your access to and use of the Wevia website (the Website) and any services provided through it (the Services). By accessing, browsing, or using the Website or Services, you agree to be bound by these Terms. If you do not agree, you must not use the Website or Services. Wevia is operated by Pulsepoint Pty Ltd (ABN: 79 679 781 394) (“we”, “us”, “our”).

2. Eligibility and Use of Services

You must be at least 18 years of age and legally capable of entering into binding contracts to use our Services.

By using the Services, you warrant that:

• you are acting on your own behalf or with proper authority;
• all information you provide is accurate and up to date; and
• your use of the Website and Services complies with all applicable laws and regulations.

3. Nature of Services

Wevia provides access to remittance and related financial technology services. Services are provided subject to:

• successful customer onboarding;
• completion of identity verification and AML/CTF checks; and
• ongoing compliance with applicable laws.

We reserve the right to refuse, suspend, or terminate Services at any time where required for legal, regulatory, or risk management reasons.

4. Regulatory Status

Pulsepoint Pty Ltd trading as Wevia is a reporting entity regulated by AUSTRAC under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth). Use of the Services is subject to compliance with AML/CTF obligations, including customer due diligence, transaction monitoring, and reporting requirements.

5. Account Registration and Security

You are responsible for maintaining the confidentiality of any account credentials and for all activity conducted under your account. You must notify us immediately of any unauthorised access or suspected security breach. We are not responsible for losses arising from unauthorised access where you have failed to protect your credentials.

6. Fees, Pricing, and Exchange Rates

Fees, charges, and exchange rates applicable to the Services will be disclosed prior to confirming a transaction. Exchange rates may fluctuate and may include a margin. Once a transaction is confirmed, rates are fixed for that transaction unless otherwise stated.

7. Prohibited Conduct

You must not:

• use the Website or Services for unlawful purposes;
• provide false, misleading, or incomplete information;
• attempt to circumvent AML/CTF controls;
• engage in fraud, money laundering, or terrorism financing;
• interfere with the security or functionality of the Website;
• use the Website to transmit malicious code.

8. Suspension and Termination

We may suspend or terminate your access to the Website or Services:

• where required by law or regulation;
• where you breach these Terms;
• where we reasonably suspect unlawful or high-risk activity;
• to manage operational, security, or compliance risks.

Suspension or termination may occur without prior notice where legally permitted.

9. Intellectual Property

All content on the Website, including text, logos, graphics, and software, is owned by or licensed to Pulsepoint Pty Ltd. You may not reproduce, distribute, or exploit any content without prior written consent, except as permitted by law.

10. Third-Party Services and Links

The Website may contain links to third-party websites or services. We do not control and are not responsible for third-party content, products, or services. Your use of third-party services is subject to their terms and conditions.

11. Privacy

Our collection and use of personal information is governed by our Privacy Policy, which forms part of these Terms.

12. Disclaimer of Warranties

The Website and Services are provided on an "as is" and "as available" basis. To the extent permitted by law, we make no warranties regarding availability, accuracy, or fitness for purpose.

13. Limitation of Liability

To the maximum extent permitted by law:

• we are not liable for indirect, incidental, or consequential loss;
• our liability is limited to resupplying the Services or the cost of doing so.

Nothing in these Terms excludes rights under the Australian Consumer Law that cannot be lawfully excluded.

14. Indemnity

You agree to indemnify and hold harmless Pulsepoint Pty Ltd from any loss, liability, or expense arising from your breach of these Terms or misuse of the Website or Services.

15. Force Majeure

We are not liable for failure or delay caused by events beyond our reasonable control, including system outages, regulatory actions, or acts of God.

16. Changes to Terms

We may update these Terms from time to time. Continued use of the Website or Services constitutes acceptance of updated Terms.

17. Governing Law and Jurisdiction

These Terms are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales.

18. Contact Details

For questions regarding these Terms or the Services, contact: Pulsepoint Pty Ltd (trading as Wevia)

Email: support@gowevia.com

Website: https://gowevia.com

Last Updated: 29 January 2026